65세 이상 혜택 65+ Benefits

Seniors 65+ Benefits 2023 Summary Latest Edition (14)

The standard for the elderly population in Korea is 65 years old. In 2023 this year, those born in 1958 or older will be considered the elderly population.

As the New Year of the Gye-myo is bright, those aged 65 or older may be curious about the welfare benefits they can receive from the government.

65세 이상 혜택

If your parents are over the age of 65 and have not been able to take advantage of this benefit, your children can apply for it, so please read the information presented below and do not miss out on the benefits. 65세 이상 혜택

 

Age-65 and older-elderly-welfare-benefits-summary-latest edition-poster 좋은뉴스
Summary of benefits for seniors aged 65 and over

In this post, we will provide you with the latest information on welfare benefits provided to seniors aged 65 and older.

 

▶ Welfare benefits for seniors aged 65 and over
There are benefits that have been available before, but have disappeared, and there are new ones.

We have brought you the latest information, so please read it carefully.

 

① Basic old-age pension benefits
If you are over 65 years of age and your recognized income (evaluation of income + amount of income conversion) is below the standard set by the government, you will be recognized as a recipient of the basic old-age pension. You can benefit.

 

Recognized income is the sum of the assessed income and the converted income.

Let’s take a look at how to calculate the estimated income here:

[Evaluated income = (earned income – 1.03 million won) X 0.7 (other income)]
Other income includes property income, pension income, public transfer income, free rental income, and rental income.

As other incomes are added together, there are cases where you cannot receive the basic old-age pension benefits because you exceed the selection standard, so please calculate carefully.

 

single household couple household
Basic old-age pension selection standard amount 1.8 million won 2.88 million won

※ Please note that if you are a recipient of public servant pension, military pension, private school teacher pension, or special post office pension, or your spouse falls under any of these categories, you are not eligible for basic old-age pension.

 

 

② Free flu vaccination benefits
This is a government-designated vaccination benefit provided to infants aged 6 to 12 months and senior citizens aged 65 or older. You can get one vaccination each year. The influenza vaccination period is usually announced in late September or early October, so you can get vaccinated around that time.

 

 

② Free pneumococcal vaccination
The incidence of invasive pneumococcal infection is high among the elderly over 65 years of age. In addition, when bacteremia caused by pneumococcal bacteria occurs, the mortality rate is 60%, and in the case of meningitis, the mortality rate approaches 80%.

 

To prevent such a fatal invasive pneumococcal infection, the government supports a single vaccination of pneumococcal 23-valent polysaccharide vaccine (ppsv23).

 

You can get vaccinated by visiting public health centers (including branch offices and clinics) and designated medical institutions.

→ Find a designated medical institution (click)

 

※ If you have had the injection in the past at the age of 65 or older, you do not need to inoculate any more.

 

 

③ Free health checkup benefits
If you are over 65 years of age, you can receive free health checkups for each life cycle.

 

In addition to basic health checkups, physical function tests for the elderly (fall tests/lower extremity muscle strength tests and balance tests) and bone density tests are available to diagnose the risk of falls, so please check with your local public health center.

 

 

④ Benefits of support for high blood pressure and diabetes medications
Hypertension and diabetes are diseases that require continuous management, so this policy supports a portion of the out-of-pocket expenses to reduce the burden of pharmaceutical expenses for elderly patients.

 

In Yongin-si, where I live, Suji-gu, Giheung-gu, and Cheoin-gu all offer this benefit to seniors aged 65 or older. If you receive medical treatment at 3 district public health centers and 6 public health centers within the city, obtain a prescription, and manufacture medicine at 303 contract pharmacies in Yongin City, you can receive support for part of the out-of-pocket expenses.

 

If you fill out and submit a claim form, you will receive 2,000 won for 7 days, 4,000 won for 15 days, 7,000 won for 30 days, 12,000 won for 60 days, and 17,000 won for 90 days, depending on the number of days prescribed.

Some local governments support and some don’t, so please visit the homepage of the public health center in your area to check whether or not it is supported.

 

 

⑤ Dentures and implant subsidy benefits
For health insurance subscribers aged 65 or older, dentures and implants can be subsidized.

 

In the case of dentures (full or partial), up to 6 times within 3 months after dentures are installed, only the consultation fee is calculated and supported without treatment fees.

 

In the case of implants, partial dentures and overlapping benefits are allowed, and support for up to two out of all teeth for a lifetime, regardless of upper or lower jaw, is not supported for additional treatment.

 

● Deductible for dentures

Health insurance beneficiaries Second class medical benefit Type 1 Medical benefit Type 2
30% co-payment rate: 5% for patients with rare and intractable diseases
Patients with chronic diseases, etc.: 15% 5% 15%
● Implant deductible

1st Class Medical Benefit 2nd Class Medical Benefit Covered by Health Insurance
Co-payment rate 30% Rare and intractable disease: 10%
Patients with chronic diseases, etc.: 20% 10% 20%

⑥ Benefits of free support for dementia screening
You can receive a free dementia check-up through the Dementia Relief Center of each local public health center. One of the most feared and worrisome diseases as we age is dementia. I think this benefit, which allows you to prevent dementia through a free checkup and get a part of the test fee back, is a necessary welfare for the elderly.

 

If you are diagnosed with dementia through a test, you will receive up to KRW 30,000 per month from the amount you pay for treatment, medicine, and medical expenses. For more information, please contact the Dementia Relief Center of your local government.

 

 

⑦ Energy voucher subsidy benefits
The energy voucher system is a project that supports summer cooling costs and winter heating costs supervised by the Ministry of Trade, Industry and Energy and the Korea Energy Agency. In addition to the elderly aged 65 or older, households including infants, pregnant women, the disabled, severely ill, rare and incurable diseases, single-parent families, and child heads of households are eligible.

 

The payment amount depends on the number of people in the household, and the summer and winter voucher amounts are different. You may use the value of your winter voucher in advance in the summer, or you may use the remaining value of your voucher in the summer in winter.

 

For more details, please refer to the detailed articles below.

 

[Related article] Summary of energy voucher application qualifications and application methods: Note the deadline (click)

[Related article] Summary of how to use energy vouchers and balance inquiry (click)

 

 

⑧ Telecommunication fee benefits
Only those aged 65 or older and basic pension recipients can receive a 50% discount (up to KRW 12,100).

You can apply by wire through the customer center of your desired telecommunication company (SKT, KT LG U+) or by visiting the telecommunication company store with your ID card. If proof documents are requested, you can get them issued at the community center.

 

※ 1) Affordable phones are not applicable.

2) If you belong to the basic livelihood recipient or the next upper class, there is a better communication fee reduction system, so please check with the community center.

3) Please note that if you are already receiving discounts for persons with disabilities and national merit, duplicate benefits cannot be applied.

 

 

 

⑨ Transportation cost support benefits
Free rides on buses and subways, discounts on train fares, and more. Regarding buses, support projects are different as much as bus fares are different for each local government, so you need to check the details of support benefits in the area where you live.

 

In the case of the subway, boarding is 100% free, and a ‘senior transportation card’ must be issued. There are three types of transportation cards for the elderly: credit, check, and simple free card. Credit and check cards can be issued at Shinhan Bank offices, and simple free cards can be applied for at the community center.

 

In the case of trains, you can purchase a boarding pass with a 30% discount regardless of KTX, Saemaeul, or Mugunghwa. A 50% discount is available for commuter trains.

 

※ 1) Subway: A simple unmanned card can be used about 3 days after issuance.

2) Subway: If you transfer the senior transportation card to someone other than yourself, you will be charged 30 times the usage amount.

3) Train: Please note that KTX and Saemaeul discounts are not available on weekends or public holidays.

 

 

⑩ Preferential treatment for the elderly and deduction for year-end tax settlement
Children registered as dependents of an elderly person aged 65 or older can receive an income deduction of up to KRW 1 million per person per year at the time of year-end settlement.

 

Children registered as dependents of an elderly person aged 70 or older can receive an income deduction of KRW 1.5 million per person per year at the time of year-end settlement.

 

 

⑪ Senior job support benefits
As life expectancy has increased, people want to continue working even after they retire at the age of 65. However, it is true that it is not easy to get a job just because you are old. That is why the government is running a project to support jobs for the elderly.

 

These are mainly public service jobs, and if you are over 65 years old and a basic pension recipient, you can apply for the senior citizen job project.

 

Those aged 60 or older can also apply for manpower dispatch-type projects or market-type project groups, so please refer to the article below.

 

[Related article] Jobs for the elderly here Complete summary of application qualifications and application methods (click)

 

 

⑫ Housing pension benefits
You can apply from the age of 55 or older. This is a benefit for those whose official land price and standard market price of their houses are less than 900 million won. The housing annuity system is to receive monthly payments like an annuity by collateralizing the house you own.

 

Naturally, the higher the price of the house and the older it is, the higher the amount.

 

 

⑬ Happy Housing Senior Citizenship Screening Benefits
Happy House is a system designed to stabilize housing for the elderly, newlyweds, newcomers to society, and university students.

is. It is a house built in the city center with convenient public transportation and the rent is cheaper than other rental houses.

 

At the time of sale after lease, 20% of the total number of households is allocated for the vulnerable and the elderly.

 

Please note that you can apply for move-in only if you are a non-homeowner household member over the age of 65 and live in the relevant area.

 

 

 

⑭ Emergency safety relief service for the elderly living alone
An emergency telephone (gateway) that connects 119 and regional centers to the elderly’s home through a hotline, a fire detection sensor that automatically reports in case of a gas leak, an activity detection sensor that can prevent the elderly from dying alone, and an emergency pager so that the elderly can live at home. It is a support project that helps prevent various accidents that can be experienced while living comfortably.

 

A business targeting seniors aged 65 or older who actually live alone, regardless of their resident registration address and whether or not there is a cohabitant, and one of the following conditions must be satisfied.

condition
● Conditions for application: Elderly people belonging to basic livelihood security recipients, second-income earners, or basic pension recipients, and dementia or dementia high-risk group
● A person recognized by the head of a local government as needing protection at all times in consideration of living conditions and health conditions.

So far, we have looked at various welfare benefits supported by the government for seniors aged 65 and older.

If you are curious about more benefits, you can check it out by visiting the website of the welfare road operated by the state (click).

 

If you are turning 65 this year, please apply and do not miss out on the benefits. 🙂