Cell phone bill unpaid suspension arrangement
We will find out whether you are a credit delinquent when you stop paying your cell phone bill. However, if you are in arrears such as not only telecommunications bills but also loans, various utility bills, and taxes, you have to worry about creditors.
Therefore, if you are overdue due to the burden of payment, we recommend you to find out the solution.
It’s okay to make a mistake and overdue, but if this becomes a habit, you will continue to be pushed. Then, let’s find out why the hell can cause problems with creditors (bad credit rating) when cell phones are not paid on time. 휴대폰 요금 미납
If the person reading this article is likely to be suspended for non-payment of cell phone bills, please read and be alert. First, let’s take a look at how delaying payment of telecom bills affects your credit rating and credit score in order. 좋은뉴스
childhood
If you are a person who has been paying steadily without exceeding the month, you will not be subject to sanctions right away. If you do not pay within 3 months, you will be penalized.
Suspension for non-payment of mobile phone bill
The customer center of the telecommunications company you are currently using will take measures to suspend the call and limit it to an insignificant level for about 2 months. It’s a first-time offender level, so I think I’ll pay it soon without a big problem, and I don’t put any financial restrictions on it.
If you are still unpaid after 2 months, you will not be able to use text messages or even data.
However, if you pay right away during that period, you can cancel the outgoing suspension.
Warning in case of suspension for non-payment of mobile phone bill
Sending, texting, and data are also suspended, but if you do not pay, you will now be restricted from receiving.
Now it has become useless because I can’t even get in touch. However, since the telecommunications company imposed sanctions, the details are not handed over to the financial institution.
And in the meantime, if it is difficult to pay the overdue bills at once, you can pay in installments, so you are still far from becoming a bad credit person.
final ex officio termination
If you have been suspended and you are still suspended for non-payment of your cell phone bill, you will face termination. This is the final step in the property seizure process, and the process of transferring the overdue history recorded in the telecommunications company to the financial institution occurs.
It is at this stage that credit and credit rating problems arise. Because you did not repay your existing debt (unpaid telecommunications bills), you end up with bad credit.
Since it is no longer possible to pay in installments, the penalty can be lifted only when all the amount that has been delayed has to be repaid at once.
Also, since the record is already left, you will be a creditor for up to 5 years, subject to financial restrictions. Therefore, in the meantime, you need to build up your credit and recover it. Please refer to the previous post on how to do this.
Want to know your credit rating? (How can I upload it?)
At this stage, dunning calls keep coming, but some people avoid it saying they are stressed. However, if you refuse it, you must accept it because the speed of credit decline is faster.
Not being demanded means that there is no will to settle the bill, and this is because it is judged that there is no will to seek financial relief.
Therefore, if possible, we should avoid delinquency as much as possible and avoid being branded as a credit payer when cell phone bills are suspended for non-payment.